Ruby Realtor VA

1910 William Street

Fredericksburg, VA 22401

NMLS State Licenses: VA

Janice Lanning

Senior Mortgage Consultant

NMLS# 247520

Office: 540-627-6095

Cell: 540-455-7412

janice.lanning@phmloans.com www.phmloans.com/mortgageconsultant/janicelannin

©2024 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.

BUY - SELL - INVEST

WITH RUBY REALTOR VA

Click HERE for a free market valuation of your home!

About

Ruby

When I'm not working, you can usually find me exploring walking and biking trails, trying out local restaurants and cuisines, traveling to new destinations around the world, or spending time with my family.

As a Realtor, my favorite parts of the job are negotiating deals that benefit my clients, scouring the market for their perfect home, and constantly learning new skills and gaining certifications to better serve them.

For me, being a Realtor has always been about building lasting relationships with my clients, not just making sales. I believe that the key to success in this industry is putting your clients' needs first and always going above and beyond to help them achieve their goals. If you're looking for a Realtor who is dedicated, knowledgeable, and always puts your interests first, then I'm the one for you. Let's work together to make your real estate dreams a reality!

My certifications